Melbourne Hail Storm Damage
The weekend of March 7th brought about our insurance companies biggest natural disaster payouts in Australia’s history. With roof repairs still being undertaken and claims still being sifted through, the damage was unprecedented.
Hail stones the size of large eggs fell from the sky on that weekend of early march. Roofs in its path did not stand a chance. Roof tiles were left decimated. Unfortunatly, for many of these of these roofs, the only option was to re-roof. In other cases, roof restorations have been completed. These roof repair’s hve been un-avoidable, but at a major cost to insurance companies.
Most roofs have been fixed or at least made watertight since the storms. However, in many cases the damage has gone unnoticed. Regrettably, it is not until we get some steady rain that these problems are found and remedied.
In most cases of roofs with leaks, water/rain enters the roof space. The insulation soaks up the water like a big sponge. When the insulation can’t take any more water, it spills onto the plaster causing visible signs of the leak. By this stage, the roof has taken a lot of water in and would probably require plaster and paint work along with the roof repair.
We recommend that after such a storm, you or a professional inspect the roof for any signs of storm damage. It is a good idea to take pictures of the damage as this might help with a claim.
Melbourne’s wet 2010
It has been a very unusual year for Melbourne weather wise in late 2010 and early 2011. There has been rainfall in different states not seen for thirty years or more. Major flooding has occurred with devastating effects and widespread damage to properties, farming and infrastructure and also the loss of human lives.
The unprecedented rainfall has kept the phones of roofing companies running hot. Many people have discovered they have roof leaks in places that have never leaked before. Unfortunately, many of these leaks will never be fully found and repaired, with lots of the problems being put down to a freak occurrence likely not to happen again for another 30 years.
The combination of high winds and heavy constant rainfall enters the roof tiles and metal sheeting from angles they are not made to cope with. Unexpected leaks are then noticed but the damage has already been done.
Many insurance companies are still recovering from claims arising from the hail damage Melbourne received earlier in 2010. As a result, we have found that many insurance claims regarding roof leaks are being rejected by the insurers and the home owners have had to wear the cost. The thinking behind this is that the insurance companies put the leaks down to maintenance issues or lack of, rather than a direct result of an isolated weather incident. In most cases, the insurers have agreed to repair the ceilings and internals once the external problems roof has been fixed.
Some advice would be to get your roof periodically checked and maintained in order to avoid costly problems that can occur during inclement weather. A simple roof inspection can be conducted in ten minutes and problems nipped in the bud.